When you get into your Lyft in Kalispell, you should not have to worry about how you’ll recover compensation if an accident occurs. Unfortunately, if an accident does happen, you may need to reach out to an attorney. At Kortum Law Office, P.L.L.C., we are here if you need a Kalispell Lyft accident attorney, and we will not back down as we seek to help you recover the maximum compensation possible for your claim.
Why Turn to Kortum Law Office, P.L.L.C.?
- Car accident claims, particularly negotiations with insurance carriers, are hard. At Kortum Law Office, P.L.L.C., we handle that entire process for you, and we have a track record of successfully doing so for others.
- We understand the challenges associated with rideshare accident claims. We have dealt with Lyft and similar companies before and are ready to help you get through this.
- You will not have to worry about paying any legal fees associated with your claim until our team successfully recovers the compensation you need.
Why An Attorney Needs to Help After a Lyft Accident
After a Lyft accident, the process of recovering compensation can be complex and overwhelming. An attorney with experience in handling Lyft accident cases can provide invaluable assistance. Firstly, determining liability can be challenging, as multiple parties may be involved, including the Lyft driver, another driver, and even Lyft itself. An attorney will thoroughly investigate the accident, gather evidence, and identify all responsible parties.
Dealing with insurance companies can be daunting. Insurance adjusters often aim to minimize payouts, which can leave you with insufficient compensation to cover your losses. An experienced attorney will handle all communications with the insurance carriers involved, helping to ensure that your rights remain protected throughout the claims process. Additionally, Lyft has specific insurance policies that vary depending on the Lyft driver’s status at the time of the accident. Navigating these policies and understanding how they apply to your case is crucial for maximizing your compensation.
Lyft and Insurance – What Compensation Is Available?
Lyft provides different insurance coverages based on the driver’s status at the time the collision occurs, which is important in determining the compensation available. Understanding these periods and their coverage limits can help you maximize your compensation:
- Offline or the App Off: When the Lyft app is off, the driver’s personal insurance applies. This means that Lyft’s insurance is not involved, and you must seek compensation from the driver’s personal insurance.
- App On, No Ride Accepted: If the driver is logged into the Lyft app and makes themselves available but has not accepted a ride, Lyft provides liability coverage of up to $50,000 per person for bodily injury and $100,000 total per accident for bodily injury. Coverage also includes $25,000 for property damage. This coverage helps bridge the gap when the driver’s personal insurance is insufficient.
- Ride Accepted or Passenger in Car: Once the driver has accepted a fare or is transporting a passenger, Lyft’s insurance provides $1 million in liability coverage. This coverage also includes uninsured/underinsured motorist coverage, which protects you if another driver causes the accident and lacks sufficient insurance.
Documenting the accident thoroughly and seeking immediate medical attention are critical steps. At Kortum Law Office, P.L.L.C., we will help you navigate the claims process, ensuring all relevant insurance policies are considered.
Contact a Kalispell Lyft Accident Lawyer Today
If you have been involved in an accident inside of a Lyft vehicle in the Kalispell area, the team at Kortum Law Office, P.L.L.C. is here to help. Contact a member of our team as soon as possible so you can have the best chance of recovering the compensation you need. We want to make sure you are made “whole,” which includes coverage of your medical expenses, any lost income you incur, property damage expenses, and your pain and suffering damages.