Understanding the steps to take after a vehicle accident happens in Montana can be chaotic and confusing, particularly if this is not something you have experienced in a while. While every vehicle accident is different, there are some general steps that you can follow to help both follow the law concerning reporting these incidents as well as the eventual process of recovering compensation.
Getting to Safety and Reporting the Incident – What the Law Says
Your safety and the safety of others involved should be your top priority after an accident. If possible, move your vehicle out of traffic to a safe location, such as the shoulder of the road.
Under Montana law, drivers involved in an accident that results in injury, death, or significant property damage are required to report the accident to local law enforcement immediately. Failing to do so can result in fines, penalties, or even criminal charges.
If the accident occurs in an area where law enforcement cannot immediately respond, such as in a rural part of the state, you may be required to file a report with the local sheriff’s office or the nearest highway patrol office. Always ensure that you remain at the scene until law enforcement arrives, as leaving the scene could result in hit-and-run charges, which carry severe penalties under Montana law.
Exchanging Information With Other Parties at the Scene
After ensuring that everyone is safe and the authorities have been notified, the next step is to exchange information with the other driver(s) involved in the accident. This information should include:
- Names and contact information
- Driver’s license numbers
- License plate numbers
- Insurance information, including policy numbers and the name of the insurance company
- Make, model, and year of the vehicles involved
Remain calm and avoid discussing fault when exchanging information. Anything you say could be used against you later when determining liability. If there are witnesses, try to collect their contact information as well, as they may provide valuable testimony to support your case.
Gathering as Much Evidence as Possible
Gathering evidence at the scene of the collision can help with your ability to secure compensation later. If you are physically able, take the time to document the scene thoroughly. Use your phone to take photos of the following:
- The damage to all vehicles involved
- The surrounding area, including road conditions, traffic signals, and any skid marks
- Any visible injuries sustained those involved
- Any debris, vehicle parts, or other objects that may have played a role in the accident
In addition to photos, make notes about what happened, including the time of day, weather conditions, and any other details that may be relevant. This documentation will be crucial when filing an insurance claim or pursuing legal action.
Seeking Medical Care Promptly
Even if you do not feel injured immediately after the accident, it is critical to seek medical attention as soon as possible. Some injuries may not present symptoms right away but can become serious if left untreated. A medical professional can evaluate any potential injuries and provide documentation of your injuries, which is vital for your insurance claim and any potential legal case.
In Montana, you have a limited amount of time to seek medical care if you wish to include those costs in your claim. Delaying medical treatment could weaken your case and give the insurance company a reason to deny or reduce your claim.
Reporting the Incident to Insurance Carriers – But Be Careful
Montana law requires that you report any accident to your insurance company within a reasonable amount of time. However, it is essential to be cautious when speaking with insurance adjusters. Anything you say could be used to devalue your claim. Stick to the facts when reporting the accident, and avoid providing any statements about fault or the extent of your injuries.
Speak to a Car Accident Lawyer in Montana
After a car accident in Montana, you may feel overwhelmed by the legal and insurance processes. Speaking with an experienced car accident attorney can provide you with the guidance you need to navigate these challenges. A skilled lawyer with experience handling car collisions in Montana can help you understand your rights, gather necessary evidence, negotiate with insurance companies, and, if necessary, represent you in court. They will work to ensure you receive the compensation you deserve for your injuries, lost wages, and other damages.
If you or a loved one has been involved in a car accident in Montana, do not hesitate to reach out to a qualified attorney. The sooner you get legal help, the better your chances of securing the outcome you need to move forward with your life.